Head-to-head
Pineapple vs MiWay
Two of South Africa's most-quoted insurers. Here's how they stack up on price, features and who they're really built for.
Pineapple
⭐ 4.6/5Snap a photo, get insured
R 220 / month
Pros
- + Photo-based onboarding
- + Excess refund pot
- + Peer-to-peer model
Cons
- − Premiums vary monthly
- − App-only support
MiWay
⭐ 4.3/5Direct insurer backed by Sanlam
R 260 / month
Pros
- + Sanlam-backed
- + 24/7 claims
- + Roadside assistance included
Cons
- − Not the cheapest
- − Pushy upsells
Feature comparison
| Feature | Pineapple | MiWay |
|---|---|---|
| Starting from | R 220 / month | R 260 / month |
| Rating | ⭐ 4.6/5 | ⭐ 4.3/5 |
| Online quote | ✓ | ✓ |
| App-based | ✓ | ✓ |
| Pay as you drive | — | — |
| Rideshare cover | ✓ | — |
| Established | 2017 | 2008 |
| FSP number | FSP 48650 | FSP 33970 |
Verdict
Choose Pineapple if…
Younger drivers and side-hustlers
Choose MiWay if…
People who want a big-name backer
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