Head-to-head
King Price vs OUTsurance
Two of South Africa's most-quoted insurers. Here's how they stack up on price, features and who they're really built for.
King Price
⭐ 4.4/5Premiums that decrease every month
R 245 / month
Pros
- + Premium drops as car depreciates
- + Strong claims record
- + Loyalty perks
Cons
- − Older cars get less benefit
- − Add-ons cost extra
OUTsurance
⭐ 4.5/5You always get something OUT
R 280 / month
Pros
- + OUTbonus cash back every 3 years claim-free
- + Excellent service
- + Wide cover options
Cons
- − Higher base premium
- − Long bonus wait
Feature comparison
| Feature | King Price | OUTsurance |
|---|---|---|
| Starting from | R 245 / month | R 280 / month |
| Rating | ⭐ 4.4/5 | ⭐ 4.5/5 |
| Online quote | ✓ | ✓ |
| App-based | ✓ | ✓ |
| Pay as you drive | — | — |
| Rideshare cover | — | — |
| Established | 2012 | 1998 |
| FSP number | FSP 43862 | FSP 896 |
Verdict
Choose King Price if…
Long-term owners of new vehicles
Choose OUTsurance if…
Drivers who value the OUTbonus
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