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Head-to-head

Naked Insurance vs Pineapple

Two of South Africa's most-quoted insurers. Here's how they stack up on price, features and who they're really built for.

Naked Insurance

⭐ 4.7/5

AI-driven, app-first cover

R 199 / month

Pros

  • + Fully app-based
  • + Pause cover when not driving
  • + Transparent pricing

Cons

  • − No call centre handholding
  • − Limited add-ons
Full Naked Insurance review →

Pineapple

⭐ 4.6/5

Snap a photo, get insured

R 220 / month

Pros

  • + Photo-based onboarding
  • + Excess refund pot
  • + Peer-to-peer model

Cons

  • − Premiums vary monthly
  • − App-only support
Full Pineapple review →

Feature comparison

FeatureNaked InsurancePineapple
Starting fromR 199 / monthR 220 / month
Rating⭐ 4.7/5⭐ 4.6/5
Online quote✓✓
App-based✓✓
Pay as you drive✓—
Rideshare cover—✓
Established20182017
FSP numberFSP 47696FSP 48650

Verdict

Choose Naked Insurance if…

Tech-savvy drivers who want full control

Choose Pineapple if…

Younger drivers and side-hustlers

Skip the guessing — quote both

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