Head-to-head
MiWay vs OUTsurance
Two of South Africa's most-quoted insurers. Here's how they stack up on price, features and who they're really built for.
MiWay
⭐ 4.3/5Direct insurer backed by Sanlam
R 260 / month
Pros
- + Sanlam-backed
- + 24/7 claims
- + Roadside assistance included
Cons
- − Not the cheapest
- − Pushy upsells
OUTsurance
⭐ 4.5/5You always get something OUT
R 280 / month
Pros
- + OUTbonus cash back every 3 years claim-free
- + Excellent service
- + Wide cover options
Cons
- − Higher base premium
- − Long bonus wait
Feature comparison
| Feature | MiWay | OUTsurance |
|---|---|---|
| Starting from | R 260 / month | R 280 / month |
| Rating | ⭐ 4.3/5 | ⭐ 4.5/5 |
| Online quote | ✓ | ✓ |
| App-based | ✓ | ✓ |
| Pay as you drive | — | — |
| Rideshare cover | — | — |
| Established | 2008 | 1998 |
| FSP number | FSP 33970 | FSP 896 |
Verdict
Choose MiWay if…
People who want a big-name backer
Choose OUTsurance if…
Drivers who value the OUTbonus
Skip the guessing — quote both
Real prices vary by postcode, age and car. Get actual quotes from MiWay, OUTsurance and 5 more insurers in 60 seconds.
Get my quotes →