Head-to-head
OUTsurance vs MiWay
Two of South Africa's most-quoted insurers. Here's how they stack up on price, features and who they're really built for.
OUTsurance
⭐ 4.5/5You always get something OUT
R 280 / month
Pros
- + OUTbonus cash back every 3 years claim-free
- + Excellent service
- + Wide cover options
Cons
- − Higher base premium
- − Long bonus wait
MiWay
⭐ 4.3/5Direct insurer backed by Sanlam
R 260 / month
Pros
- + Sanlam-backed
- + 24/7 claims
- + Roadside assistance included
Cons
- − Not the cheapest
- − Pushy upsells
Feature comparison
| Feature | OUTsurance | MiWay |
|---|---|---|
| Starting from | R 280 / month | R 260 / month |
| Rating | ⭐ 4.5/5 | ⭐ 4.3/5 |
| Online quote | ✓ | ✓ |
| App-based | ✓ | ✓ |
| Pay as you drive | — | — |
| Rideshare cover | — | — |
| Established | 1998 | 2008 |
| FSP number | FSP 896 | FSP 33970 |
Verdict
Choose OUTsurance if…
Drivers who value the OUTbonus
Choose MiWay if…
People who want a big-name backer
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