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Head-to-head

Naked Insurance vs OUTsurance

Two of South Africa's most-quoted insurers. Here's how they stack up on price, features and who they're really built for.

Naked Insurance

⭐ 4.7/5

AI-driven, app-first cover

R 199 / month

Pros

  • + Fully app-based
  • + Pause cover when not driving
  • + Transparent pricing

Cons

  • − No call centre handholding
  • − Limited add-ons
Full Naked Insurance review →

OUTsurance

⭐ 4.5/5

You always get something OUT

R 280 / month

Pros

  • + OUTbonus cash back every 3 years claim-free
  • + Excellent service
  • + Wide cover options

Cons

  • − Higher base premium
  • − Long bonus wait
Full OUTsurance review →

Feature comparison

FeatureNaked InsuranceOUTsurance
Starting fromR 199 / monthR 280 / month
Rating⭐ 4.7/5⭐ 4.5/5
Online quote✓✓
App-based✓✓
Pay as you drive✓—
Rideshare cover——
Established20181998
FSP numberFSP 47696FSP 896

Verdict

Choose Naked Insurance if…

Tech-savvy drivers who want full control

Choose OUTsurance if…

Drivers who value the OUTbonus

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