Head-to-head
Naked Insurance vs King Price
Two of South Africa's most-quoted insurers. Here's how they stack up on price, features and who they're really built for.
Naked Insurance
⭐ 4.7/5AI-driven, app-first cover
R 199 / month
Pros
- + Fully app-based
- + Pause cover when not driving
- + Transparent pricing
Cons
- − No call centre handholding
- − Limited add-ons
King Price
⭐ 4.4/5Premiums that decrease every month
R 245 / month
Pros
- + Premium drops as car depreciates
- + Strong claims record
- + Loyalty perks
Cons
- − Older cars get less benefit
- − Add-ons cost extra
Feature comparison
| Feature | Naked Insurance | King Price |
|---|---|---|
| Starting from | R 199 / month | R 245 / month |
| Rating | ⭐ 4.7/5 | ⭐ 4.4/5 |
| Online quote | ✓ | ✓ |
| App-based | ✓ | ✓ |
| Pay as you drive | ✓ | — |
| Rideshare cover | — | — |
| Established | 2018 | 2012 |
| FSP number | FSP 47696 | FSP 43862 |
Verdict
Choose Naked Insurance if…
Tech-savvy drivers who want full control
Choose King Price if…
Long-term owners of new vehicles
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